How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Annuity Tax Advantages

What are the tax advantages of an annuity?

Current Retirement Savings 

Are my current retirement savings sufficient?

Spending Habits

How much am I spending?

Savings in Retirement

I'm retired, how long will my savings last?

Burial and Final Expenses

What are my needs for burial and final expenses?

Savings Goals

How much should I save to reach my financial goal?

529 college savings plan 

What are the advantages of a 529 college savings plan?

Life insurance proceeds

How long will my current life insurance proceeds last?

Long-Term Care 

How much do long-term care services cost?

Retirement Income and 401(k)

How much retirement income might my 401(k) provide?


Joseph Ditorrice is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0I03033), CO, CT, DE, FL, MD, NJ, NY, PA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Joseph Ditorrice is licensed and authorized to offer insurance in California, but DITORRICE ASSOCIATES, LLC may not be. For additional information on California licensure status, please click here.

Joseph Ditorrice is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 120 Albany St Ste 405, New Brunswick, NJ, 08901, 732-249-2433. In this regard, this communication is strictly intended for individuals residing in the states of CA, CT, DE, FL, MD, NJ, NY, PA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

DITORRICE ASSOCIATES, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither DITORRICE ASSOCIATES, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​